Bank of India Credit Officer Recruitment 2026: The Bank of India (BOI) has released a notification for recruitment to the post of Credit Officer in the General Banking Officer (GBO) stream on its official website i.e. bankofIndia.bank.in. The online registration has started today, i.e. on 30 July 2026. Eligible and interested candidates can apply online on or before 20 July 2026. The bank is filling up a total of 779 vacancies for MMGS-II, MMGS-III, and SMGS-IV scales. Selection will be based on an online exam and/or interview, depending on the number of eligible applicants. All the details related to BOI Recruitment 2026 are given below.
Bank of India Credit Officer Recruitment 2026: Overview
Bank of India is looking to recruit candidates for officer-level positions in the General Banking Officer (GBO) stream. Candidates can check more details related to the recruitment through the table given below.
| Article Name | Bank of India Credit Officer Recruitment 2026 for 779 Posts Apply Online |
| Department | Bank of India (BOI) |
| Total Vacancy | 779 |
| Scale | MMGS-II, MMGS-III & SMGS-IV |
| Post Name | Credit Officer |
| Apply Mode | Online |
| Last Date Apply | 20 July 2026 |
| Join Telegram | Click Here |
| For Detailed Information | Please Read The Article Completely. |
Bank of India Credit Officer Recruitment 2026 Important Date
The table below includes the notification release date, application dates, fee payment schedule, and the tentative examination details.
| Event | Date |
| Apply Start Date | 30/06/2026 |
| Last Date Apply | 20/07/2026 |
| Last Date Fee Payment | 20/07/2026 |
| Exam Date | To be announced |
Bank of India Credit Officer Recruitment 2026 Vacancy Details
Bank of India has announced 779 vacancies across three officer scales. The break-up of vacancies for three categories is as follows:
| Post | Scale | Vacancy |
| Credit Officer | MMGS-II | 677 |
| Credit Officer | MMGS-III | 61 |
| Credit Officer | SMGS-IV | 41 |
| Total | – | 779 |
Category-wise Vacancy Distribution
Candidates can also check the category-wise vacancies through the table given below:
| Category | vacancy |
| SC | 118 |
| ST | 59 |
| OBC | 205 |
| EWS | 80 |
| General | 317 |
| Total | 779 |
Note: The total vacancies include 475 unfilled vacancies carried forward from the previous recruitment exercise.
Bank of India Credit Officer Recruitment 2026 Age Limit
The prescribed age limits vary according to the post.
| Scale | Age Limit |
| MMGS-II | 25 to 32 years |
| MMGS-III | 28 to 38 years |
| SMGS-IV | 32 to 45 years |
Bank of India Credit Officer Recruitment 2026 Salary Details
Selected candidates will receive the following basic pay according to the scale of appointment. In addition to the basic pay, officers will receive applicable allowances and other benefits as per Bank of India rules.
| Scale | Basic Pay |
| MMGS-II | Rs. 64,820 to 93,960 |
| MMGS-III | Rs. 85,920 to 1,05,280 |
| SMGS-IV | Rs. 1,02,300 to 1,20,940 |
Bank of India Credit Officer Recruitment 2026 Notification PDF
The notification PDF is given below. Candidates can check the details related to vacancies, eligibility criteria, age limit, educational qualification, selection process, exam pattern, application fee, salary, important date, and the online application procedure through the given PDF.
Click To Download Notification PDF Bank of India Recruitment 2026
Bank of India Credit Officer Recruitment 2026 Eligibility Criteria 2026
Candidates applying for the recruitment must satisfy the eligibility conditions prescribed by the Bank as on 01 June 2026 Applicants should ensure that they possess the required educational qualifications, age limit, work experience, nationality and all supporting documents before submitting the online application.
Bank of India Credit Officer Recruitment 2026 Educational Qualification
Candidates applying for the Bank of India Credit Officer Recruitment 2026 must fulfil the educational qualification and work experience requirements prescribed for the respective post. The post-wise educational qualifications, and experience requirements are given below.
| Post | Qualification | Experience |
| Credit Officer (GBO Stream) – MMGS-II | Graduation in any discipline from a recognised University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PwBD) recognised by the Government of India OR CA/CMA (ICWA)/CS/CFA. | Minimum 3 years of post- qualification experience as an officer, including 2 years in processing MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit in Scheduled Commercial Banks, Financial Institutions, or NBFCs. |
| Credit Officer (GBO Stream) – MMGS-III | Graduation in any discipline from a recognised University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PwBD) recognised by the Government of India OR CA/CMA (ICWA)/CS/CFA. | Minimum 5 years of post- qualification experience as an officer, including 3 years in processing MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit in Scheduled Commercial Banks, Financial Institutions, or NBFCs. |
| Credit Officer (GBO Stream) – SMGS-IV | Graduation in any discipline from a recognised University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PwBD) recognised by the Government of India OR CA/CMA (ICWA)/CS/CFA. | Minimum 7 years of post- qualification experience as an officer, including 4 years in processing MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit in Scheduled Commercial Banks, Financial Institutions, or NBFCs. |
Bank of India CO Nationality
A candidate must be:
- A citizen of India, or
- A subject of Nepal or Bhutan, or
- A Tibetan refugee who came to India before 01 Jan 1962 with the intention of permanently setting in India, or
- A person of Indian origin who migrated from specified countries with the required eligibility certificate issued by the Government of India.
Bank of India Credit Officer Recruitment 2026 Selection Process
The selection process may consist of:
(1) Scrutiny of eligibility documents
(2) Online Examination
(3) Personal Interview
(4) Final Merit List
The Bank may also conduct recruitment directly through the interview process without holding an online examination, depending on the number of applications received.
Bank of India Credit Officer Recruitment 2026 Exam Pattern
The mode of the exam will be online. Candidates can check the subject-wise questions and marks distribution in the table given below.
| Test | Questions | Marks |
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
- Total Duration: 120 Minutes
- English Language is qualifying in nature.
- Professional Knowledge marks will be considered for preparing the merit list.
- There is a penalty of one-fourth (0.25) marks for every incorrect answer.
Bank of India Credit Officer Recruitment 2026 Application Fee
The application fee for all the categories, including reserved and unreserved, is given in the table below. The application fee is non- refundable.
| Category | Fee |
| SC/ST/ PwBD | Rs. 175 |
| GEN/ Others | Rs. 850 |
Bank of India Credit Officer Recruitment 2026 Exam Centres
The online test is proposed to be conducted at various centres including: Ahmedabad/Gandhinagar, Bengaluru, Bhopal, Bhubaneshwar, Chennai, Coimbatore, Dehradun, Delhi NCR, Guwahati, Hyderabad, Vijayawada, Visakhapatnam, Jaipur, Jammu, Kolkata, Lucknow, Agra, Kanpur, Mumbai, Panaji, Patna, Raipur, Ranchi, Shimla, Bilaspur, Thiruvananthapuram and Ernakulam.
How to Apply for Bank of India Credit Officer Recruitment 2026
Candidates can apply online by following the steps given below:
STEP 1:- Visit the official website of Bank of India i.e, bankofindia.bank,in
STEP 2:- Go to the ‘Careers’ link.
STEP 3:- Click on Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01
STEP 4:- Register with a valid email id and mobile number.
STEP 5:- Fill in the application form with care.
STEP 6:- Upload the necessary documents, photograph, signature, thumb impression and hand written declaration.
STEP 7:- Pay the required application fee online.
Bank of India Credit Officer Recruitment 2026 Online Apply Link
Candidates can apply for the Bank of India Credit Officer Recruitment 2026 through the official online apply link available on the Bank of India website and below. Before submitting the application form, candidates should complete the registration process, fill in all required details accurately, upload the necessary documents, and pay the prescribed application fee on or before 20 July 2026.
Important Links
| Apply Online | Click Here |
| Official Notification | Click Here |
| Official Website | Click Here |
| Join Telegram | Click Here |
| Join WhatsApp | Click Here |
Bank of India Credit Officer Recruitment 2026 FAQs
Question: when does the Bank of India Credit Officer Recruitment 2026 application start?
Answer: The online application process will be held from 30 June
Question: when does the Bank of India Credit Officer Recruitment 2026 application Last Date?
Answer: 30 July 2026
Question: How many vacancies are announced under Bank of India Credit Officer Recruitment 2026?
Answer: a total of 779 vacancies have been announced for Credit Officers in MMGS-II, MMGS-III, and SMGS-IV scales.
Question: How is the selection process for Bank of India Credit Officer Recruitment 2026?
Answer: The selection process will be through verification of documents, online examination and/ or personal interview as per the recruitment process adopted by the Bank.
Question: Is there negative marking in the Bank of India Credit Officer Recruitment 2026 Online Examination?
Answer: Yes. One-fourth of the marks assigned to a question will be deducted for every incorrect answer.
Question: What is the application fee for General category candidates?
Answer: General and other category candidates are required to pay Rs. 850, while SC/ST/PwBD candidates have to pay Rs. 175
Question: What is the official website Bank of India Credit Officer Recruitment 2026?
Answer: www.bankofindia.bank.in
Other Vacancy:
| DC Office Vacancy 2026 Notification Link | Click Here |
| Apply Online Link | Click Here |